中国社保Chinese social insurance：Everything you wanna know here!

The Chinese government requires all company and individuals to buy social insurance, including foreigners. Why are foreigners required to buy social insurance in China?

1

Five Categories under Social Insurance in China

2

Do i have to buy Social Insurance?

If you work in China, you are required to buy social insurance. After the reform of "five certificates in one", systems between governments are connected. 

In the long term, your social insurance record in Social Security Bureau will be submitted online shared with local Taxation Bureau, Foreign Experts Bureau, Immigration office and other government organizations.

It means in the future, the record of buying social insurance may be taken into the consideration of acquiring a work permit extension from Foreign Experts Bureau. 

3

What can i do with Social Insurance?

Medical Insurance

Seeing a doctor in China is not cheap, but the medical insurance of the social pooling is affordable to fund you the majority of medical fees.

Maternity Insurance 

Maternity insurance is NOT just to apply for reimbursement of giving a baby or have a body check before the childbirth.

You can get a big amount of maternity insurance after giving a baby. That amount of money depends on a systematical calculation, check the article below.

Other Benefits 

With social insurance, you are also entitled to buy property in China, like houses, vehicles; send your children to public school; get a pension after retirement or acquire alms when losing a job...etc.

4

How to Buy Social Insurance?

Only one document needed

For a foreigner, you can buy social insurance with a work permit.

How much I need to pay?

Social insurance is funded through social pooling, formed from payments made by the employer, and employee, to varying base pay. 

The base pay is a standard given by the government to make the calculation.

Source: Hitouch/ GDToday

Work in China