一日译练 | 新兴的金融科技会颠覆银行业嘛？
一日一练 必成大大
责任编辑：小可
临近春节啦~希望猪年诸君都能够腰包满满~不过说到赚钱，最快的可能是投资？因此这一周，我们决定响应小伙伴们的要求，再做一期以【金融】为主题的练习~
以前其实也做过相关主题哦，大家可以戳传送门回顾~
当前各种新型的金融科技迭出，对传统的银行业有什么影响呢？
一起来听听今天的speaker怎么说的吧~
不要担心，今天的练习内容接地气，语速friendly，很适合练习笔记哦！
事不宜迟
Let's get started!
生词提醒：
Ant Financial 蚂蚁金服
准备好了就开始练习吧~
（向上滑动查看原文）
But first, what is FinTech? FinTech, short for financial technology, is the innovative use of technology in the design and delivery of financial services and it's transforming the banking world as we know it. But at the same time some of the most game-changing technological innovations they have transformed the way we live, have become part of our everyday life.
What happened was that a gap was created, between what your banks were offering you and what you as a customer came to expect, especially from a user experience and convenience perspective. And that gap is what the FinTech industry is tackling right now.
But that gap was so big that even non traditional banking players decided to jump in and capture this opportunity, mainly technology firms. For example, Ali Baba's financial arm Ant Financial launched a money market fund that has become the third biggest money market fund in the world, dislodging incumbents who have been doing this for decades. That fund has more than hundred fifty million single investors, who have an average invested less than one thousand US dollars each, for many of them, their first investment ever. Tencent messaging app WeChat has become one of the most common tools to transfer money. Last Chinese New Year, they processed more than 8 billion red envelope transactions.
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