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房贷利率创新高 贷款过不了怎么办?拯救贷款必看!

美国泛宇 泛宇一站式大講台 2022-12-07

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近期美国30年期固定房贷平均利率飙升,让许多想做查收入或不查收入贷款的人都难以下手。大家看看,才过去短短一年,我们房子贷款的利率就增加了很多,一些状况也随之浮现。房市虽然是冷下来了,但想买房子的人现在又面临另外一个问题,那就是原本收入可以Qualify的,现在搞不定了,要是再碰到贷款被突然告知审批不下来的,简直是双重打击。要是真不幸碰上了,确实需要急用金做投资、周转或抢房,还有其他办法吗?这个时候我们就推荐你应该来了解一下 “泛宇的好易贷”。

什么是"泛宇的好易贷"?

房贷平均利率飙升,让许多想做查收入或不查收入贷款的人都难以下手。推荐你应该来了解一下 “泛宇的好易贷”。"泛宇好易贷"有一个Program A,它的好处是:真正的不需要提供任何收入证明文件,外国人信用分数不高也能申请;,只需以抵押房子本身的净值来做贷款的考量;贷款金额最高可贷6成;可以在10天到两个礼拜放款。


可运用于哪些方面?

1、买房

可以快速拿到款项,避免贷款意外的发生,增加报价的稳定性,等同于现金出价,这在我们抢房子杀价钱的时候非常有利。等拿下房子,过了一年半载后还可以再重新贷款出场,一举两得。


2、投资

外国人想要在美国这边做一些投资,但他们不符合银行的借贷要求,也没有信用分,再加上国际汇款限制,无法一下全部把钱转来美国,好易贷可以帮他们先买到房,有充足的时间处理资金。


贷款急救(Loan Rescue)

大家在做贷款时,有时候会碰到一些状况,比如申请流程明明走得还不错,结果却突然被告知贷款无法通过,而且托管的时间又要到期,真的会愁煞人。

这个时候"泛宇好易贷"就是您身边的急救包,请记得我们的"泛宇好易贷"什么都不查、最快10天放款、贷款理由自由,只要可抵押之房产净值够,那就没问题了。但有个条件大家要注意:抵押之房产仅接受投资房而非自住房哦。


美国泛宇集团有超过30年的财务规划与管理经验,专业的六大管理板块,横跨地产、贷款、保险、投资、税务服务、教育, 旗下5000+名合作独立经纪人遍布全美各州与亚洲主要城市,是全美最大亚裔一站式全方位财富管理服务的标竿品牌。如果您希望对 泛宇好易贷 还有更深入的了解,欢迎与泛宇联络,让专业的团队为您出谋划策。


    今天就请联系泛宇当地经纪人或电 888-831-8868

 立即扫码填表咨询,

将由专人为您量身打造规划! 

IMPORTANT: Advertised rates were valid and effective as of the date reflected above, are for informational purposes only, and are subject to change without notice.

Loans are subject to credit and collateral approval. Advertised rates are based on a set of loan assumptions including a borrower with excellent credit history and optimal loan characteristics. Your final interest rate and annual percentage rate (APR) may differ depending on your individual transaction's specific characteristics, and certain products may not be available for your situation. Several determining factors include, but are not limited to, the state of the property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and credit score.

APR reflects the cost of credit over the term of the loan expressed as an annual rate. For mortgage loans, APR may include the interest rate, discount points (also referred to as "points"), and other charges or fees (such as mortgage insurance and origination fees), but does not necessarily take into account other loan-specific finance charges you may be required to pay.


Investment securities products and services are offered through Globalink Securities, Inc. (GSI) and TransGlobal Advisory, LLC. (TGA).  GSI is member of FINRA & SIPC, which is a separate registered broker-dealers and non-bank affiliates of TransGlobal Holding Company.  Portfolio management and advisory services are provided by TGA, a registered investment advisor and subsidiary of TransGlobal Holding Company.


Investment and brokerage products are:

Not FDIC Insured • No Bank Guarantee • May Lose Value



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