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为什么穷人更喜欢买奢侈品?
The following article comes from 糖总总 Author 糖总总
◎作者 | 糖总总◎来源 | 糖总总(clairetangmedia) 已获授权
为什么穷人吃不饱饭却还要看电视?
为什么他们的孩子即使上了学也不爱学习?
为什么穷人不注意健康和锻炼?
为什么他们放着免费的健康生活不去享受,却要自己花钱买药?
为什么大多数人认为小额信贷、穷人银行没什么效用?
“贫穷陷阱”的根本原因在于穷人没有有效地利用资源和留存收益,大量本该被用作未来发展的资本开支被浪费了,因此最终陷入了贫穷之中。”
穷人在巨大的生活压力中往往承受更高的皮质醇含量,并因此做出更加不理智的冲动型决定。
对风险的把控;
对自我的把控。
花钱的前提是思考是否对自己长期真的有意义。Spend meaningfully.
我真的需要买这件东西吗?
是即时满足还是延时满足?
我的这笔开销 ,是在让我往富裕均衡点去挪动,还是往贫穷均衡点挪动?
我是在给自己的未来投资,还是有因为单纯爱面子导致的消费?
要改变人的信念。
Bao Yongxiu: "My mother tells me to come home and get married, but if I marry now, before I have fully developed myself, I can only marry an ordinary worker, so I'm not in a rush."
Chen Ying: "When I went home for the new year, everyone said I had changed. They asked me, what did you do that you have changed so much? I told them that I studied and worked hard. If you tell them more, they won't understand anyway."
Wu Chunming: "Even if I make a lot of money, it won't satisfy me. Just to make money is not enough meaning in life."
我震惊的是她们最想要的不是钱,而是教育和学习机会,因为他们中的大多数人来自很穷的背景,父母也都没有文化。
这些年轻的小女孩非常聪明,有趣,勇敢而大方,存很多钱去上英语课,上计算机课,为了找更好的工作。她们教会了我很多,关于工厂,关于中国,以及如何更好地生活在世界上。
But suffering in silence is not how migrant worker see themselves. To come out from home and work in a factory is the hardest thing they have ever done. It is also an adventure. What keeps them in the city is not fear but pride. To return home early is to admit defeat. To go out and stay out - chuqu - is to change your fate.
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