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双语|无需时来运转,亦可财务自由

成长视角 视角学社 2019-07-25

摘要


树立正确的财富观,与对的人一起合作,做长远而正确的事情,创建独特知识,运用杠杆撬动资源,富有责任心,尽最大努力在某个细分领域做到最好。遵循这些准则,无需时来运转,亦可获得财务自由,以及随之而来更高层次的人生追求!




How to Get Rich (without getting lucky)

无需时来运转,亦可财务自由


Seek wealth, not money or status. Wealth is having assets that earn while you sleep. Money is how we transfer time and wealth. Status is your place in the social hierarchy.

寻求财富,而不是金钱或地位。财富意味着拥有让你赚取睡后收入的资产。金钱表示我们如何转换时间和财富。地位是你在社会等级体系中的位置。

 

Understand that ethical wealth creation is possible. If you secretly despise wealth, it will elude you.

理解通过合乎道德的方式创造财富是切实可行的。如果你内心没有给予财富足够的重视,它就会离你而去。

 

Ignore people playing status games. They gain status by attacking people playing wealth creation games.

不要理会那些进行身份博弈的人。他们通过攻击创造财富的人获取社会地位。

 

You’re not going to get rich renting out your time. You must own equity - a piece of a business - to gain your financial freedom.

你不可能通过出租自己的时间变得富有,你应该通过拥有股权,某项业务的一部分,来赢得财务自由。

 

You will get rich by giving society what it wants but does not yet know how to get. At scale.

你应该通过向社会提供其所需要的,但还不知道如何获取的东西变得富有。提供方式应该是可规模化扩展的。

 

Pick an industry where you can play long term games with long term people.

选择一个行业,在这个行业里你可以和目光长远的人一起谋取长期收益。

 

The Internet has massively broadened the possible space of careers. Most people haven't figured this out yet.

互联网极大地拓展了职业生涯的可行空间,大部分人并没有意识到这一点。

 

Play iterated games. All the returns in life, whether in wealth, relationships, or knowledge, come from compound interest.

做反复有效的工作。人生所有的回报,无论是财富,关系,亦或知识,均来自于复利。

 

Pick business partners with high intelligence, energy, and, above all, integrity.

选择这样的业务合伙人:聪明过人、精力充沛、最重要的是,诚实正直。

 

Don't partner with cynics and pessimists.Their beliefs are self-fulfilling.

不要与犬儒主义者和悲观主义者合伙。他们所信奉的仅是满足自我。

 

Learn to sell. Learn to build. If you can do both, you will be unstoppable.

学习销售,学习创建。如能同时做到这两者,你将会势不可挡。

 

Arm yourself with specific knowledge, accountability, and leverage.

通过独特知识、责任心和影响力来武装自己。

 

Specific knowledge is knowledge that you cannot be trained for. If society can train you, it can train someone else, and replace you.

独特知识是无法通过外部培训获取的知识。如果社会可以培训你,也可以培训其他人,而他们终将取代你。

 

Specific knowledge is found by pursuing your genuine curiosity and passion rather than whatever is hot right now.

独特知识在满足纯粹好奇心与追寻激情的过程中获得,并非通过追逐当下的热点。

 

Building specific knowledge will feel like play to you but will look like work to others.

创建独特知识的过程于你的体验是一种乐趣,但是在他人看来却是劳作。

 

When specific knowledge is taught, it’s through apprenticeships, not schools.

独特知识的传授是通过学徒制的,而非学校的教育。

 

Specific knowledge is often highly technical or creative. It cannot be outsourced or automated.

独特知识通常具有很高的技术性和创造性。这无法通过外包或自动化实现。

 

Embrace accountability, and take business risks under your own name. Society will reward you with responsibility, equity,and leverage.

勇于担责,将商业风险置于自己的名下。社会对你的回报将是责任、股权、和影响力。

 

The most accountable people have singular,public, and risky brands: Oprah, Trump, Kanye, Elon.

那些最靠谱的人拥有别具一格、具公众影响力、和高风险回报的品牌:奥普拉、川普、坎耶、马斯克。

 

“Give me a lever long enough, and a place to stand, and I will move the earth.”

- Archimedes

“给我一根足够长的杠杆,和一个支点,我将撬起地球。”——阿基米德

 

Fortunes require leverage. Business leverage comes from capital, people, and products with no marginal cost of replication (code and media).

创富需要杠杆。商业杠杆来自于资本、人力、和没有边际复制成本的产品(计算机代码和媒体作品)

 

Capital means money. To raise money, apply your specific knowledge, with accountability, and show resulting good judgment.

资本意味着金钱。想要募集金钱,你得负责任地运用自己独特知识,并相应地展示良好的预判能力。

 

Labor means people working for you. It's the oldest and most fought-over form of leverage. Labor leverage will impress your parents, but don’t waste your life chasing it.

人力意味着那些为你工作的人。这是最古老和最具争议的杠杆形式。人力杠杆令你的父母印象深刻,但不要浪费生命追逐它。

 

Capital and labor are permissioned leverage. Everyone is chasing capital, but someone has to give it to you.Everyone is trying to lead, but someone has to follow you.

资本和人力都是必须经过他人许可的杠杠。每个人都在追逐资本,但必须有人给你资本。人人都想领头,但必须有人追随你。

 

Code and media are permissionless leverage.They're the leverage behind the newly rich. You can create software and media that works for you while you sleep.

计算机代码和媒体作品是无需他人许可的杠杠。它们是新富背后的利器。你能够创造计算机代码和媒体作品,让它们在你睡觉时还在为你工作。

 

An army of robots is freely available - it's just packed in data centers for heat and space efficiency. Use it.

一支机器人部队随时可供使用 — 为了散热和空间效率,它被打包放置在数据中心。用好它。

 

If you can't code, write books and blogs,record videos and podcasts.

如果你不会编程,那就写书和博客,录制视频和音频博客。

 

Leverage is a force multiplier for your judgement.

杠杆是一种可以成倍提升你的判断力的利器

 

Judgement requires experience, but can be built faster by learning foundational skills.

判断能力需要经验,但是通过学习基础技能可以加速判断能力的创建。

 

There is no skill called “business.” Avoid business magazines and business classes.

没有一种技能叫做“商业”。不要迷信商业杂志和商业课程。

 

Study microeconomics, game theory, psychology, persuasion, ethics, mathematics, and computers.

研究微观经济学、博弈论、心理学、说服他人的能力、伦理学、数学、和计算机。

 

Reading is faster than listening. Doing is faster than watching.

读比听快,做比看快。

 

You should be too busy to “do coffee," while still keeping an uncluttered calendar.

你应该忙到没有“喝咖啡的时间”,但依然保持一个井然有序的日程。

 

Set and enforce an aspirational personal hourly rate. If fixing a problem will save less than your hourly rate, ignore it. If outsourcing a task will cost less than your hourly rate, outsource it.

设定并强迫自己执行一个富有进取心的按小时核算的个人时间成本。如果解决一个问题节省的费用低于个人时间成本,就不要理会它。如果外包任务的费用少于个人时间成本,就外包出去。

 

Work as hard as you can. Even though who you work with and what you work on are more important than how hard you work.

尽最大可能努力工作。即便与什么人一起工作,在什么事情上工作比努力工作重要得多。

 

Become the best in the world at what you do. Keep redefining what you do until this is true.

在自己从事的领域成为全世界做得最好的人。不断地重新界定修正你的工作直到你真的做到最好。

 

There are no get rich quick schemes. That'sjust someone else getting rich off you.

世界上没有一夜暴富的捷径。有的只是那些想从你身上发财的人。

 

Apply specific knowledge, with leverage,and eventually you will get what you deserve.

通过杠杠运用独特知识,最终你会获取应得的东西。

 

When you're finally wealthy, you'll realize that it wasn't what you were seeking in the first place. But that's for another day.

当你最终获得财富,你会认识到这并非是自己一开始寻求的东西。但这已是另外一个故事了。


参考资料


How to Get Rich (without getting lucky) ,by Naval Ravikant

https://twitter.com/naval/status/1002103360646823936 


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本号根据Naval Ravikant发表在Twitter上的推文编译。



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