学术前沿 | JDE：信息是否会影响中国农民工社保参与决策?

本文转载自公众号中国草业发展战略研究中心

文献分享来源于：赵国昌教授5月22日讲座

论文网址:

https://www.sciencedirect.com/science/article/pii/S0304387821000249?via%3Dihub

《Journal of Development Economics》（JDE）最新影响因子2.649。发表有关经济发展各个方面的研究论文，是学界公认的发展经济学领域的顶级期刊。

摘要

本文采用随机信息干预的方法，旨在阐明对社会保险(包括参保过程、参保成本和福利)的了解不足是否导致了中国农民工相对较低的城市医疗保险和养老项目参与率。在无合同工人中，信息干预对健康保险和养老保险的参与有较强的正向影响，尤其是在较年轻的人群中。农民工对价格有反应:在保费相对于收入较低的城市，信息促进了健康保险的参与，而在保费相对于收入较高的城市，信息的促进作用则出现了下降。

关键词

农民工；社会保险；信息；随机对照试验

Abstract

This paper uses a randomized information intervention to shed light on whether poor understanding of social insurance, both the process of enrolling and costs and benefits, drives the relatively low rates of participation in urban health insurance and pension programs among China’s rural-urban migrants. Among workers without a contract, the information intervention has a strong positive effect on participation in health insurance and, among younger age groups, in pension programs. Migrants are responsive to price: in cities where the premia are low relative to earnings, information induces health insurance participation, while declines are observed in cities with high relative premia.

Keywords

Migration；Social insurance；Information；Randomised controlled trial

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