反洗钱合规成本侵蚀北欧银行利润

Danske revealed last September that more than $230 billion in suspicious funds flowed through a small branch in Estonia. 丹麦银行去年9月披露，其在爱沙尼亚的一个分行曾经手超过2,300亿美元的可疑资金。图片来源：JACOB GRONHOLT-PEDERSEN/REUTERS

Efforts to improve anti-money-laundering controls continue to weigh on the financial results of Nordic banks, which have faced allegations in recent months of moving dirty money.

北欧银行加强反洗钱控制的努力继续拖累其业绩表现。最近几个月北欧多家银行遭到了洗钱指控。

The region’s largest lenders— Swedbank AB, Nordea Bank ABP andDanske Bank A/S—said this week that investments in new compliance systems and staff members have taken a bite out of quarterly profits. The banks have been swept up in the wave of crises over alleged compliance lapses that have rocked Europe’s banking sector.

北欧几家大银行Swedbank AB (SWDBY)、Nordea Bank ABP和丹麦银行(Danske Bank A/S)本周表示，对新合规系统和员工的投资侵蚀了季度利润。近来一场涉嫌合规失误的危机席卷了这些银行，也撼动了欧洲银行业。

The uptick in compliance spending comes at a tricky time, as lenders across the continent face an outlook for lower interest rates and uncertainty surrounding the U.K.’s planned exit from the European Union.

合规支出上升令欧洲大陆银行状况雪上加霜，目前这些银行已然面临着利率下调前景和英国退欧不确定性等棘手问题。

“The banks in my view that will be successful in the future are the banks that tackle compliance issues head on,” said Chris Vogelzang, Danske’s chief executive, during the bank’s quarterly call.

丹麦银行首席执行长Chris Vogelzang在季度电话会议上表示：“在我看来，未来将取得成功的银行是那些直面合规问题的银行。”

Investments in additional compliance staff and technology pushed quarterly expenses higher, and will continue to do so in the months ahead, executives said.

银行高管表示，对合规员工和技术的投资推高了季度支出，未来几个月还将延续这一趋势。

Danske’s operating costs during the first six months of 2019 rose 12% from a year earlier, to 12.8 billion Danish kroner ($1.9 billion).

2019年上半年，丹麦银行运营成本同比增长12%，达到128亿丹麦克朗（合19亿美元）。

Kristin Broughton

2019年7月21日11:05 CST 更新

（本文版权归道琼斯公司所有，未经许可不得翻译或转载。）

更多阅读：

道琼斯公司（Dow Jones）创建于1882年，旗下有道琼斯指数、Barron's《巴伦》、WSJ《华尔街日报》、MarketWatch、Factiva、VentureSource、Risk & Compliance等品牌。“道琼斯风险合规”是全球领先的风险合规服务商。本公众号由道琼斯风险合规中国团队运营。欢迎您关注或咨询：[e-mail]