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No PPF For NRIs Anymore

2017-11-03 IICofficial


Amending rules on post office savings schemes like the National Savings Certificates (NSC) and Public Provident Fund (PPF), the government has notified that such accounts would be closed prior to maturity in case of holders changing their personal status to become non-resident Indians (NRIs).


In the case of public provident fund (PPF), the account is deemed to be closed the day the status of the account holder changes to NRI (File)



The amended rules were notified in the official gazette earlier this month.

The amendment to the PPF Scheme, 1968, says: “If a resident who opened an account under this scheme subsequently becomes a non-resident during the currency of the maturity period, the account shall be deemed to be closed with effect from the day he becomes non-resident.” The interest payable would be up to the date of the account closure, it said.


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A separate notification on NSCs said in case of a similar change of status of certificate holder before maturity period, “the certificate will be encashed, or deemed to be encashed the day he becomes non-resident”. — IANS

NRIs are not allowed in instruments like the National Savings Certificates, Public Provident Fund, Monthly Income Schemes and other time deposits offered by the post office.


Last month, the government had retained the interest rate on Public Provident Fund for October-December unchanged at 7.8%, in line with the rates for small savings schemes.



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