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WeChat Pay: How to Add Foreign Credit Cards!

Dr. Terrence GBA Community 2024-01-29

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Good news for travellers to China from abroad: Customers will be able to link their Visa-issued international credit cards to WeChat beginning in July of this year, Tencent announced on Wednesday.

This week, Ant Group also said that Alipay, the most widely used payment system in the world, will now accept foreign bank cards from all of the major international card networks, including Visa, Mastercard, Diners Club International, and Discover.

There will be a simplified registration and verification process without the requirement to create a prepaid account or obtain a Chinese phone number.

Prior to this, foreigners had to open a Chinese bank account in order to use domestic payment systems, which made it challenging to conduct business in China because many shops do not accept cash.

How to Add International Credit Cards to WeChat Pay!

1.Open WeChat and Tap WeChat Pay

Open WeChat, and under the ‘Me’ tab click on WeChat Pay (right below your WeChat ID). If you’re a new user and can’t find WeChat Pay, then ask a friend to send you a digital red packet (hongbao). Once you open the hongbao, the money will go into your newly accessible WeChat Pay.

2. Open your WeChat Wallet and Tap ‘Cards’

Once you’re in WeChat Pay, access your wallet on the top right-hand side.

Below your balance, click ‘Cards’ to add your international credit card.

3. Add New Card

Once you click to add a new card, the first screen will ask for your name and card number. Either manually input the information or scan your bank card.

After that, fill in your card expiration date, security code and billing address. Once all the information has been added and is accurate, submit the information.

Lastly, confirm that your newly added credit card is in your digital wallet.

Are There Any Restrictions?

Since WeChat Pay’s international credit card function is still in its pilot program, we’d like to reiterate that not all payment functions are accessible to international credit card holders.

Through the wallet section and the integrated browser of WeChat, users can perform a variety of transactions using WeChat Pay, including and not limited to:

Transfer money to friends (especially as “red envelopes” shared during Chinese festivals)

Perform transactions on e-commerce websites

Top up their mobile

Invest in wealth management funds

Pay for water and electricity bills

Order and pay for a cab

Purchase a train or flight ticket

Book a night in a hotel

Purchase movie tickets

And much more…

How to Pay & Use WeChat Pay With an International Credit Card

Source: Scmp

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