保证合同纠纷案例汇编 | 法宝双语案例

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北大法宝推出“法宝双语案例”栏目。本栏目选取近期热门司法案例进行双语发布，每两周一期，欢迎关注！感谢新老朋友对北大法宝的大力支持，我们会持续为大家提供更好的法律信息服务。本周推送第八十四期，主要关注涉保证合同纠纷案例！

本期双语案例推送中国银行（香港）有限公司与广州市保科力贸易公司等保证合同纠纷案等涉保证合同纠纷案例。

目录

Contents

1.中国银行（香港）有限公司与广州市保科力贸易公司等保证合同纠纷案

Bank of China (Hong Kong) Limited v. Guangzhou Baokeli Trading Co., Ltd., et al. (case regarding dispute over a guarantee contract)

2.王旺旺与慕海发保证合同纠纷上诉案

Wang Wangwang v. Mu Haifa (appeal case regarding dispute over a suretyship contract)

3.中航惠德风电工程有限公司与辽宁高科能源集团有限公司担保合同纠纷上诉案

Zhonghang Huide Wind Power Engineering Co., Ltd. v. Liaoning Gaoke Energy Group Co., Ltd. (appeal case regarding dispute over a suretyship contract)

一、中国银行（香港）有限公司与广州市保科力贸易公司等保证合同纠纷案

Bank of China (Hong Kong) Limited v. Guangzhou Baokeli Trading Co., Ltd., et al. (case regarding dispute over a guarantee contract)

【裁判摘要】

保证，指债务人以外的第三人为债务人履行债务而向债权人所做的一种担保。保证的方式包括一般保证和连带责任保证。其中，一般保证是指保证人与债权人约定，当债务人不能履行债务时，由保证人承担保证责任的行为。连带责任保证是指保证人与债权人约定，由保证人与债务人对债务承担连带责任的行为。据此，无论是一般保证还是连带责任保证，均要求双方当事人在合同中明确约定由保证人承担保证责任。而行为人书面承诺由其监督借款人按时履行还款责任的行为，并无当债务人不履行债务时由其履行债务或承担责任的担保意愿，因此，其承诺并不构成保证担保。

[Judgment Abstract]

A guarantee refers to a type of assurance that a third party other than the debtor provides for the creditor to ensure that the debtor will perform obligations of repayment. Guarantees are classified into general guarantee and joint liability guarantee. To be specific, a general guarantee refers to an engagement between the guarantor and the creditor, specifying that the guarantor shall assume liability for the guarantee if the debtor fails to repay their debts. Joint liability guarantee means that the guarantor and the creditor agree to bear joint and several liability for the debt. In either case, both parties are required to clearly agree in the contract that the guarantor shall bear liability for the guarantee. Although an actor makes a commitment to supervise the borrower in repaying debts on schedule, such act does not represent an intention of guarantee on the scheduled repayment of debts if the debtor fails to perform their obligations of repayment. Therefore, such a commitment does not constitute a guarantee.

【法宝引证码】CLI.C.2227910

[CLI Code] CLI.C.2227910 (EN)  

二、王旺旺与慕海发保证合同纠纷上诉案

Wang Wangwang v. Mu Haifa (appeal case regarding dispute over a suretyship contract)

【裁判摘要】

当事人对保证方式没有约定或者约定不明确的，按照连带责任保证承担保证责任，连带责任保证的债务人在债务履行期届满没有履行债务的，债权人可以要求债务人履行债务，也可以要求保证人在保证范围内承担保证责任，保证人承担保证责任后，有权向债务人追偿。如果在保证期间内，债权人依法向连带责任保证人请求承担保证责任，保证人不得拒绝，如果在保证期间内债权人没有要求保证人承担保证责任，则保证人免除保证责任。

[Judgment Abstract]

Where the parties do not specify the term of suretyship or relevant agreement is not clear, the surety should be deemed to be severally and jointly liable for the suretyship. If the debtor of the joint and several liability for the suretyship fails to settle the debts upon its maturity, the creditor may require the debtor to fulfill its obligation of payment, or require the surety to assume the suretyship liability within the scope of suretyship. The surety should, after having assumed the suretyship liability, enjoy the right of recourse against the debtor. If, during the term of suretyship, the debtor requires the surety of the joint and several liability to assume the suretyship liability, the surety should not refuse it, or should be exempted from the suretyship liability if such a request is not made.

【法宝引证码】CLI.C.8076047 

[CLI Code] CLI.C.8076047(EN)   

三、中航惠德风电工程有限公司与辽宁高科能源集团有限公司担保合同纠纷上诉案

Zhonghang Huide Wind Power Engineering Co., Ltd. v. Liaoning Gaoke Energy Group Co., Ltd. (appeal case regarding dispute over a suretyship contract)

【裁判要旨】

债务人到期未履行债务，承担连带责任保证的保证人应在保证范围内承担保证责任。但根据担保法的相关规定，连带责任保证的保证人享有债务人的抗辩权。债务人放弃对债务的抗辩权的，保证人仍有权抗辩。主合同有仲裁约定保证合同中未约定，债务人到期未支付货款，债权人未申请仲裁而直接要求保证人承担保证责任，保证人若以主合同的约定和履行情况进行抗辩，必然会涉及到法院对于已经约定仲裁裁决的争议事项能否进行审理和裁判的问题。故在当事人未能协商一致或者未经仲裁对主债务的范围作出确认的前提下，直接要求保证人承担保证责任不能获得支持。

[Judgment Abstract]

If the debtor fails to repay his debt in due time, the surety of joint suretyship liability should assume suretyship liability within the scope of suretyship. Notwithstanding, the surety of joint suretyship liability enjoys the right to defense equal with that of the debtor, and still has such right even if the debtor waives his right to defense against the debt. Under the circumstances where there is an arbitration agreement in the master contract rather than the suretyship contract, and yet the creditor requests the surety to assume suretyship liability on the ground that the debtor fails to make payment in due time, without applying for arbitration, it will certainly bring the court the concern of the suitability of hearing and judging a disputed case for which an arbitral award has been agreed upon if the surety's defense is based on the agreement and performance of the master contract. Therefore, on the premise that the parties fail to reach a consensus, or the scope of principal debt is affirmed without arbitration, the creditor's claim directly requiring the surety to assume suretyship liability will not be upheld by the court.

【法宝引证码】CLI.C.8210584

[CLI Code] CLI.C.8210584 (EN)  

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责任编辑 | 吴晓婧

稿件来源 | 北大法宝英文编辑组（Mani）

审核人员 | 伍小凤 张文硕

本文声明丨本文章仅为交流之目的，不代表北大法宝的法律意见或对相关法规/案件/事件等的解读。 

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