瑞士金融监管机构发布区块链技术洗钱风险指导意见

Swiss financial regulator Finma has issued guidance on the money-laundering risks of blockchain technology. 瑞士金融市场监督管理局(简称Finma)发布的指导意见引导区块链企业遵守瑞士现有的反洗钱和恐怖主义融资监管制度。 图片来源：RUBEN SPRICH/REUTERS

Switzerland’s financial regulator issued guidance on the money-laundering risks associated with blockchain technology following a call to action by a global standard-setter this year.

瑞士金融监管机构发布了区块链技术相关洗钱风险的指导意见，对一家全球标准制定机构今年发出的行动号召做出了响应。

The guidance, released Monday by the Swiss Financial Market Supervisory Authority, also known as Finma, steered blockchain businesses toward compliance with Switzerland’s existing anti-money-laundering and terrorist financing regulatory regimes.

瑞士金融市场监督管理局(Swiss Financial Market Supervisor Authority, 简称Finma)周一发布的指导意见引导区块链企业遵守瑞士现有的反洗钱和恐怖主义融资监管制度。

Finma said that while it recognized the potential of the new technology, the anonymity provided by blockchain made it susceptible to an increased risk of money laundering.

Finma称，虽然认识到这项新技术存在潜力，但区块链提供的匿名性使其容易受到更大的洗钱风险的影响。

Blockchain technology, which underpins virtual currencies such as bitcoin, is a data structure that creates a digital ledger of transactions and shares it among a distributed network of computers.

区块链技术是比特币等加密虚拟货币的基础，是一种数据结构，它创建了交易的数字分类帐，并在分布式计算机网络中共享。

The use of virtual currencies has come under increasing scrutiny from regulators and law enforcement authorities.

虚拟货币的使用已越来越多地受到监管机构和执法部门的审查。

In June, the Paris-based Financial Action Task Force, an intergovernmental organization tasked with combating money laundering, called on countries to adopt regulations that would require virtual currency companies to collect information on customers and share it with the institutions that receive their transactions.

今年6月，总部位于巴黎的反洗钱金融行动特别工作组(Financial Action Task Force, 简称FATF)呼吁各国实施相关法规，要求虚拟货币公司收集客户信息，并将这些信息分享给接收其交易的机构。FATF是一家跨政府机构，专门打击洗钱活动。

U.S. agencies and lawmakers also have promised heavy scrutiny of plans by Facebook Inc. to launch its own cryptocurrency, called Libra.

美国机构和议员还承诺严格审查Facebook Inc. (FB)的加密货币计划。Facebook打算推出自己的加密货币Libra。

The Finma guidance coincided with an announcement by the regulator that it had granted its first two licenses to companies offering blockchain services.

就在发布指导意见的同时，Finma还宣布，已向两家提供区块链服务的公司发放首批“银行及证券交易商”许可。

One of the license recipients, SEBA Crypto AG, facilitates the transfer of assets between crypto-based exchanges and traditional financial markets.

SEBA Crypto AG是收到Finma许可的两家公司中的一家，该公司为加密货币交易所与传统金融市场之间的资产转移提供便利。

The other, Sygnum AG, provides systems for storing, trading and managing digital assets, according to its website.

另一家获得许可的公司是Sygnum AG，根据该公司网站上的资料，Sygnum提供存储、交易和管理数字资产的系统。

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Dylan Tokar

2019年8月28日11:05 CST 更新

（本文版权归道琼斯公司所有，未经许可不得翻译或转载。）

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