《JAE》| Ye et al：面积产量指数保险还是农作物产量保险？中国视角下的农民福利与政府补贴有效性

摘要：我们使用来自中国的农场产量数据评估面积产量作物保险(AYCI)和农场产量作物保险(FYCI)的绩效，重点关注它们对农民福利的影响，以及它们在政府补贴方面的成本效益。给定补贴率（补贴率使得参与水平达到政治上可接受），AYCI的价格优势可能不再抵消其较高的基础风险，因此FYCI可能会受到农民的青睐。从政府角度来看，AYCI是保持农民合理参保最低成本的选择，但不一定是最划算的选择。我们的研究结果表明，与许多发展中国家农业保险计划的假设相反，AYCI计划不一定比FYCI更受青睐。关于国家农业保险方案结构的决定应基于对当地条件的考虑。

关键词：面积产量作物保险；农作物产量保险；农民福利；补贴成本效益

Abstract: We evaluate the performance of area yield crop insurance (AYCI) and farm yield crop insurance (FYCI) using farm-level yield data from China, focusing on their effects on farmers’ welfare, and their cost-effectiveness in terms of government subsidy. Given a subsidy rate sufficient to generate a politically acceptable participation level, the price advantage of AYCI may no longer offset its higher basis risk, and consequently FYCI may be preferred by farmers. From the government’s perspective, AYCI is the cheapest option to maintain reasonable farmer participation in insurance, but is not necessarily the most cost-effective choice. Our findings suggest that, contrary to an assumption that informs many developing country agricultural insurance programmes, AYCI schemes are not necessarily preferred to FYCI. Decisions on the structure of a national agricultural insurance programme should be based on careful consideration of local conditions.

Keywords: area yield crop insurance; farm yield crop insurance; farmers’ welfare; subsidy cost-effectiveness.

《Journal of agricultural economics》，最新影响因子为2.529，主要发表管理科学、农业经济与政策方向文章。

原文链接：

https://onlinelibrary.wiley.com/doi/10.1111/1477-9552.12326

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